198 Union Street

Portsmouth, Rhode Island 02871

Voice: 401- 662-1543

Facsimile: 401- 846- 1818

Email: houleapprs@cox.net

Web: www.houleapprs.com





Rhode Island Appraisal Certification: #A00769 G

Rhode Island Real Estate Broker: #B09805


James Houle & Associates, Portsmouth, RI 1981- Present

Real Estate Appraisal, Consulting & Brokerage Services

Deputy Tax Assessor, City of Newport, RI 1990- 1998

Appraisal and Mass Assessment Services

Gold Star Group, Middletown, RI 1988-1989

Real Estate Education and Franchise Development

Atlantic Properties, Middletown, RI 1985-1988

Principal Broker

L.H. Houle Realty, Stafford Springs, Conn. 1975-1983

Consulting Broker

Better Homes Realty, Middletown, RI 1978-1981

Principal Broker

Heritage Realty, Newport, RI 1975-1978

Associate Broker

Kennan Associates, Cumberland, RI 1973-1975

Associate Broker



Licensed Real Estate Broker, Rhode Island

Licensed Auctioneer, Rhode Island (Approved for Real Estate Sales)

Certified Real Estate Appraiser, Rhode Island

Approved by State of Rhode Island, Office of Municipal Affairs, to perform city- wide mass appraisals and revaluations, as required by Rhode Island law

Board of Realtors, (Officer of Newport County Board, 1975)


BA degree from Clark University, Worcester, Massachusetts, 1973

Society of Real Estate Appraisers, course #101 Introduction to Appraisal

Society of Real Estate Appraisers, course #102 Small Income Property Appraisal

R.I. Tax Assessor’s Administrative Course

Graduate Realtor Institute, Board of Realtors

Uniform Standards of Professional Practice, University of Rhode Island

Income Approach to Property Valuation, University of Rhode Island

Practical Application of Income Approach to Value, University of Rhode Island


Impact of Environmental Issues in Appraisals, RI Board of Realtors

Rhode Island Tax Law, NLI Institute

Performing an In House Revaluation, International Order of Assessing Officers

Lead Issues in Real Estate, RI Board of Realtors

Tax Issues in Real Estate, RI Board of Realtors

Appraiser as Expert Witness, RI Board of Realtors

Seminars as Approved Instructor:

Real Estate Tax Assessment: How to Judge its Equity

Real Estate Financing: Conventional and Creative


Active since 1976, performing appraisals of single and multi family housing and commercial/ industrial properties

Experience in appraising impacted/ contaminated properties

Experience in appraising specialty/ partial interests

Experience in appraising water related utilities

Accepted as expert in Rhode Island Family Court

Accepted as expert in Rhode Island Superior Court

Accepted as expert in Rhode Island Bankruptcy Court

Accepted as expert before several Rhode Island community Boards of Tax Appeals

Accepted as expert before several Rhode Island Zoning Boards of Appeal


Residential Mortgage Company, Providence, RI

Boston Five Cent Savings Bank, Providence, RI

Plymouth Mortgage Company, Middletown, RI

Commonwealth Mortgage Company, Middletown, RI

Fleet Mortgage Company, Providence, RI

People’s Credit Union, Middletown, RI

Citizen’s Savings Bank, Riverside, RI

Navy Federal Credit Union, Middletown, RI

Pier Bank, Narragansett, RI

Loans for Homes , East Greenwich, RI

Colonial Mortgage Company, East Providence, RI

Rhode Island Mortgage Store, Cranston, RI

New England Funding, North Providence, RI

Milestone Mortgage Company, Cranston, RI

Business Lenders, Providence, RI

Howes Funding, Cranston, RI

Commercial Loan Inventors, Cranston, RI

Greentree Mortgage Company, Atlanta, GA

Other significant clients:

Ford Motor Company

NYNEX (Bell Atlantic)

Stone Bridge Water District, Tiverton, RI

Church Community Housing Corporation, Newport, RI

City of New Shoreham, Rhode Island, Assessor’s Office

City of Swampscott, Massachusetts, Assessor’s Office

City of Newport, Rhode Island, Assessor’s Office

City of Newport, Rhode Island Planning Office

City of Newport, Rhode Island, Public Utilities Department

Twin River Gaming Facility, Lincoln, RI